When you contract E-Z Moving company, you can be assured that we will do our best to ensure that your belongings are safe and protected, but despite everyone’s best effort, accidents can happen. To protect yourself, it is a good idea to consider different insurance options.
E-Z Moving is fully licensed and insured moving company. E-Z Moving carries the following insurance: Commercial general liability, automobile insurance and workers compensation insurance.
There are several options for insuring your goods. All interstate household goods shipments move under limited liability, which is required by law. However, you may purchase additional liability coverage from your mover.
Basic Carrier Liability-Released Value
Released Value of 60 Cents Per Pound Per Article is the most economical option available. As a licensed carrier, we provide limited liability coverage at no extra charge. This level of protection provides minimal protection. Under this option, the mover assumes liability for no more than 60 cents per pound per article for loss or damage.
With this option, you declare a lump sum value for your shipment. The minimum amount of value you can declare with Declared Value Protection is equal to $1.25 times the total weight of your shipment. Depreciation is considered by E-Z Moving when evaluating liability for loss or damage under this option.
Full (Replacement) Value Protection
This is the most comprehensive plan available for protection of your goods. When you select this option, articles that are lost, damaged or destroyed will, at the mover’s option, be either repaired, replaced with articles of like kind and quality, or a cash settlement will be made for the repairs or for replacement of the articles at their current market value.
You must declare a minimum value of $3.50 per pound times the weight of your shipment or $15,000, whichever is greater, to qualify for Full Replacement Value protection.
Please remember that valuation is not insurance. Valuation is a tariff-based level of motor carrier liability.
Some homeowners insurance policies cover household goods while in transit. Check with your homeowners insurance company to find out what coverage you may have. You may also purchase moving insurance from a third party provider. PAF provides quality cargo insurance coverage for your shipment.